When a salesperson asks if you're interested in financing a purchase, how do you respond? If you're financially educated, you probably ask to learn a bit more about the financing offer. What is the interest rate? Does the vendor have to pull your credit score for you to apply? It's a good idea to have a basic financial education so you know what questions to ask in situations like this. No, this does not mean everyone has to go to school for finance. Just reading a few blogs, like this one, can get you off to a good start in the money world.